About two years ago, I went to a guy’s 60th at Colonial. Most of the guys there were 35-45. Some legit had five or six kids. One of them, I find out, is in medical device sales. You can rake money in that world, but some years can be tough too. His wife doesn’t work. I think he had six. So I’m wondering to myself as I sip a Dadgum: “How is this dude doing it?” BTW the guy was pretty nice, not hating on him or anything. Later in the night I get into a discussion with a big mortgage guy, you’ve probably seen the name around. Goes to my church. Two kids, I think; maybe three. I truly believe this guy is liquid. If you look on TAD, he owns about four houses and they’re all 800K+ TAD valuations. So I decide to ask him: “How do you think some of these dudes are paying for it?” He says, within 0.5 seconds: “Family money or credit. But they justify it as they need it for biz, or they need it for their wives in the summer, etc. Most don’t need it per se. But that’s how they justify it.” That was probably June 2022 and I think about that exchange maybe once every five to six months still.