Columbia without question. I used it last year on a raincoat I bought in 2011 and they ended up giving me over 3x what I paid for it in store credit to replace. I ended up with two Columbia winter coats (already bought a used Patagonia raincoat) and a pair of socks. I paid like $65 for the Columbia raincoat (on sale), they credited me $210. They never asked for receipts or proof of purchase. Stellar CS & warranty, very impressed.