I don’t have children so I get that but I still own rare coins and a lot of precious metals and they’re only going up in value. Unless OP needs the money rn it’s not a wise thing to do. Most of these X’rs do have kids and so I thought to mention that. As another commenter just pointed out this is likely a self-promotional business tryna drum up more business from poor suckers getting old. It’s likely all bullshit.